Texas Adjuster License FAQ:
Answers to the Most Common Questions About the Texas Adjuster License
What are the requirements for obtaining a Texas insurance adjuster license?
How do I apply for the license?
Which states are reciprocal with the resident Texas adjuster license?
Which states are NOT reciprocal with the Texas adjuster license?
Which states do not license adjusters?
What is a PreLicensing course?
What are the requirements for obtaining a Texas insurance adjuster license?
- Be 18 years of age or more.
- Submit the appropriate application and fees.
- Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services
- Take a certified adjuster pre-licensing course or training program in adjusting losses as prescribed and approved by TDI, or
- Successfully complete the Prometric Exam
- Exam Exemptions: The following applicants are not required to pass the state exam or take a pre-licensing course:
- Texas Adjuster whose license has been expired for more than 90 days but less than one year;
- Non-resident applicant holding an adjuster license in a reciprocal state;
- Applicant holding an AIC (Associate in Claims) or CPCU (Chartered Property and Casualty Underwriter) designation
How do I apply for the license?
If you choose to qualify for the Texas adjuster license by completing a PreLicensing course, you must submit the following to the Texas Department of Insurance (TDI):
- Texas Adjuster Application Form LHL206;
- Application fee of $50.00;
- Fingerprint receipt (if resident);
- Course completion certificate.
If you choose to qualify for the license by taking and passing the Prometric exam, you will submit the following to Prometric:
- TDI Individual Insurance License Application (call 866-267-0455 if you have questions);
- Application fee of $50, made payable to Prometric;
- Fingerprint receipt (if resident);
- Criminal history report from resident state (if non-resident without reciprocal license);
- Mail application, fees, and all attachments to
Oak Hill Technology, Inc.,
ATTN: Texas Insurance Application
4544 South Lamar, Suite 710,
Austin, TX 78745.
Note: Non-residents may apply via NIPR.
For detailed information about the licensing process, review the Texas Insurance Candidate Bulletin on the Prometric website, OR the Texas Department of Insurance Licensing FAQs.
Which states are reciprocal with the resident Texas Adjuster License?
According to AdjusterPro's research, the following 28 states grant reciprocal licensing to adjusters holding a Texas resident adjuster license:
Alabama, Alaska, Arkansas, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, Rhode Island, South Carolina, Utah, Vermont, Washington, West Virginia, Wyoming.
Which states are not reciprocal with the Texas adjuster license?
The following states are not reciprocal with Texas specific to adjuster licensing:
Arizona, California, Nevada, New York.
Which states do not license adjusters?
According to AdjusterPro's research, the following 17 states neither issue nor require licenses for adjusters:
Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, Wisconsin.
How do I maintain my Texas adjuster license?
- 30 hours of CE are required per 2-year reporting period. Two of these hours must be in Consumer Protection and/or Adjuster Ethics. Half of these credits must be earned in classroom or classroom equivalent courses.
- Renew your application by mailing your renewal invoice to the TDI with the renewal fee, or by credit card online at the Licensing Application to Renew License or Sircon. Non-residents may also renew their licenses at NIPR.
- Keep your information up to date with an NIPR Address Change request.
What is a Pre-Licensing Course?
Succesfully completing an approved PreLicensing course acts as a substitute for passing the state exam. The Texas adjuster PreLicensing course consists of:
- 30 hours of classtime (can be online or in a classroom).
- 10 hours of self-study.
- An examination. The prelicensing exam consists of 150 multiple-choice questions. A grade of 70% or higher is needed to pass.
