Texas Adjuster License FAQ
Commonly Asked Questions about Texas Adjuster Licensing
Q. What states are reciprocal with the resident Texas Adjuster License?
A. According to AdjusterPro's research data, the following 26 states grant reciprocal licensing to adjusters holding a Texas resident adjuster license:
Alabama, Alaska, Arkansas, Connecticut, Delaware, Florida, Georgia, Idaho, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, Rhode Island, Utah, Vermont, Washington, West Virginia, Wyoming
Q. Which states do not require an insurance adjuster's license?
A. According to an AdjusterPro survey, the following 17 states do not require an insurance adjuster license to operate in their jurisdiction:
Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, and Wisconsin.
Q. What is reciprocity and how does it work?
A. Reciprocity is the arrangement whereby a state will recognize the validity of another state's license and issue their own license accordingly. This means that insurance adjusters holding a license in one state, generally as a resident, will be able to obtain other states' licenses without having to take those states' exams or equivalent coursework. All that is required is that an application be properly submitted. For example, over 30 states recognize the validity of the Texas Adjuster License including Mississippi and Alabama. If you hold your Texas license you can merely submit your application to those states' - no testing or coursework required.
IMPORTANT: Reciprocity does not mean that once you have obtained your Texas license you are licensed in 35 other states. Proper application procedure must be observed for each state in which you wish to work. To download applications by state, please click on the desired state via our state licensing page.
For even more specific information, please refer to our insurance adjuster reciprocity (coming soon) page.
Q. Do I need a college degree to get a license as an insurance adjuster in Texas?
A. No. Moreover, there are no other states that have a college degree requirement. If you are 18 years or older you have met the qualification to obtain your adjuster license.
Q. What is the difference between a pre-licensing course and taking the state exam?
A. Successfully completing a pre-licensing course acts as a substitute for passing the state exam. The Texas pre-licensing course consists of:
- 30 hours of classtime (can be online or in a classroom)
- 10 hours of self-study
- An examination. Classroom exams are 150 question, multiple choice evaluations that last 3 hours. Examinations for online courses generally are broken up into multiple quizzes.
The state exam, administered by Thompson-Prometric, is taken without any required course prep. Many people consider the exam administered by Thompson-Prometric to be significantly more difficult than most pre-licensing course exams.
More Information about the Texas Claims Adjuster License
- Online Texas Adjuster Licensing - View a demo, see pricing, and read about this self-paced online option for obtaining your Texas insurance adjuster license.
- Becoming a Texas Adjuster - Adjuster License Requirements, Application Download, Licensing Process, Reciprocity, Continuing Education Requirements, Fees, Helpful Links, and Contact for the Texas Department of Insurance.
